So, my accident was Thursday night... I'm feeling better about it but I've found I'm now absolutely paranoid when I drive, and I'm downright terrified at intersections. I never before realized how inconsiderate some drivers can be... I wish I had a sign on my car that read: I'm driving like a grandma because I was just in an accident that terrified me to my very soul- please respect that when you share the road with me, and stop turning in front of me when there is not sufficient time to do so safely. I know there is no way for them to know, but I wish I could tell everyone that every time they speed up for that yellow light or cut a quick turn in front of me, it's all I can do not to panic.
I wish I was exaggerating, because my accident wasn't major. A busted headlight (though his car was worse), some fluid leakage, and best of all, no one was hurt. Though I don't yet know the full extent of the damage, I know it was certainly not as bad as it could have been. I can only imagine if it had been any worse, I might be seriously traumatized. Things always affect me more than they should and this is no exception.
It's no surprise that dealing with the insurance companies is a nightmare. I filed a claim with my company that night; as of 4:00 this afternoon, he still had not spoken with his. I know this because...(how do I make this sound simple?)...I declined to go through my own insurance in hopes of avoiding the automatic $500 deductible and also, I just want him and his insurance to feel a little of what I'm feeling. This afternoon, I tracked down his insurance adjuster (who said she'd been trying to reach me all morning and as it turns out, she had my phone number wrong) who still had not been able to get in touch with him. She also informed me that he does not have collision coverage for himself which is sure to be the reason he has not yet reported it. She assured me that he was instructed to contact her before 8 A.M. tomorrow so that we can get on with the whole thing. I just know the luck I usually have and I'm afraid he may be difficult to pin down. Meanwhile, no one can give me a rental until we've heard from him and his insurance accepts the blame, and my car is sitting in some shop, also waiting on his insurance to come through.
It's all so maddening, and I'm hoping with all I've got that I hear from them first thing tomorrow morning.
But like I said earlier... I need to count my blessings that him and I are both okay and even the cars are not likely to sustain permanent injuries.
omg - you drive a Liberty too? lol SO do I. Mine is an 04 though, yours looks newer.
ReplyDeleteAuto insurance is my expertise, so if you have any questions to be answered - don't hesitate. BTW If his insurance (or he) is being pokey, you can go through your insurance. Like you said you will be subject to your deductible but if he's at-fault then the other company has to reimburse you for all costs.
Oh, you can grab the rental through your insurance too instead of having to wait until his approves it.
BTW my kittys name is Papillion Le Mew. But I just call him kitten for short. He responds to bothy Papillion and Kitten. Oh, Papillion is French for butterfly, and the markings on his side remind me of a butterfly.